Before buying a home in the midst of a pandemic, you need to understand the state of the mortgage industry. This information is vital if you want to make the best purchase possible with the information available. Today, lending standards are still very tight. However, with still-high mortgage rates, lenders are doing less business and […]
State Of The Mortgage Industry: Things To Know Before Buying A Home Read More »
We are no longer in a rising interest rate environment after inflation peaked in 2022. However, learning how to invest and profit in a rising interest rate environment. If you do, you will invest better, make more money, and lose less money. For background, I’ve been investing since 1995, worked in finance for 13 years,
How To Invest And Profit In A Rising Interest Rate Environment Read More »
When people consider the costs of having many children, they often focus solely on the financial burden. But the true cost of raising a large family goes beyond money. It includes the time, devotion, education, sacrifice, love, support, and attention that children need. When any of these elements are lacking, the consequences can be tragic.
The Cost Of Raising Many Children Isn’t Just About The Money Read More »
Are you a parent who feels guilty for not spending enough time with your kids every day? Perhaps you are chasing money and prestige more than you should. Good news! The average amount of time parents spend with their kids a day is shockingly low! As a result, if you can beat the average, you’ll
The Average Amount Of Time Parents Spend With Their Kids A Day Is So Low Read More »
In the never-ending desire to get rich quick, Reddit investors are the new kings and queens of day trading. Back in college, I was a degenerate day trader who bet on stocks between classes, partially based on what I read on message forums. More than 25 years later, it is fascinating to see forum-based trading
Reddit Investors Shake Up Wall Street: Why Portfolio Diversification Is Key Read More »
January 2021 went by so fast I almost forgot to do a review. Although January flew by, it didn’t feel that different compared to the end of last year. COVID-19 is still out there in force. When I saw 22,000+ fans at the Super Bowl in Tampa, I was shocked! However, later learning they were
Reviewing The Start Of 2021: An Uneasy Feeling Amidst All The Hope Read More »
Do you have contingency plans fo a digital bank run? If not, perhaps you should. The markets are extremely frothy again and another downturn could happen. If there is a downturn, there will be another digital bank run that will put pressure on the money market system. It happened in March 2020, it may happen
Contingency Plans For A Digital Bank Run Read More »
If there’s ever a time to have the ideal body weight, it’s during a global pandemic! All the studies have shown that those who are overweight or obese have a much tougher time combatting the coronavirus. If you’re in better shape, you increase your chances of living or at least recovering quicker. Another thing to
The Ideal Body Weight Pisses Me Off: Time To Get Back In Shape! Read More »
There are two different retirement philosophies that will determine your safe withdrawal rate. It is up to you to decide which retirement philosophy is best for you. There is no right or wrong retirement philosophy. The first retirement philosophy is to spend all your money before you die. In other words, you wish to accomplish
Two Retirement Philosophies Will Determine Your Safe Withdrawal Rate Read More »
Curious to know the ideal net worth for retirement? As someone semi-retired in 2012 at age 34 with $3 million, let me tell you. $10 million sounds like the ideal amount of money to retire with. With $10 million in investable assets, you can easily generate between $350,000 – $500,000 of low-risk investment income. I
10 Million Dollars: The Ideal Net Worth Amount For Retirement? Read More »
