Use Bad Pricing Estimates By Zillow And Redfin To Your Advantage

49 Comments / Real Estate / By

Bad pricing estimates by Zillow and Redfin are commonplace. Despite starting in 2004, Zillow’s estimates are especially unreliable. However, you can use bad pricing estimates to your advantage when buying or selling property today. Over years of comparing the two, I’ve noticed Redfin’s pricing estimates are more accurate. Further, Redfin is much quicker to update […]

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Why Real Estate Is Less Risky Than Stocks And The Irony That Follows

49 Comments / Investments, Real Estate / By

There is a never-ending debate between real estate versus stocks as a better investment. Currently, ~42% of my net worth is in real estate while ~40% of my net worth is in stocks, so it’s relatively balanced. Perhaps the main reason why is because I believe real estate is less risky than stocks. As an

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The Ideal Financial Scenario In Retirement: Conservative Returns, Steady Income

79 Comments / Retirement / By

The ideal financial scenario in retirement is steady income and conservative returns. Financial loss creates stress. And given stress kills, your goal as a retiree should be to remove as much stress from your life as possible. The older and wealthier you get, the more you want to move your money into the background of

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The Average Credit Score To Qualify For A Mortgage Is Now Very High

35 Comments / Credit Score / By

The average credit score to qualify for a mortgage is roughly 760 in 2025, a 60 point rise since the financial crisis in 2008. As mortgage rates increase due to inflation and Fed rate hikes, it’s more important than ever to have a great credit score to get a lower mortgage interest rate. Thankfully, gone

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Commercial Real Estate Outlook 2021 – Crowd Street Survey

11 Comments / Real Estate / By

After the unforeseen volatility of 2020, Crowd Street wanted to know how individual investors were thinking about real estate investing in 2021 and beyond. Crowd Street was able to conduct a survey with 1,200 respondents, one of the largest of its kind. The survey results provide an insightful commercial real estate outlook for 2021 and

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Should I Use A Wealth Management Company Like Empower Personal Capital?

42 Comments / Investments / By

Empower (previously Personal Capital) is a Silicon Valley digital wealth management company that launched in September, 2011 by former Intuit and PayPal CEO Bill Harris. If you are wondering, should I use a wealth management company like Empower, I think the answer is “yes.” I have been using Empower’s free wealth management tools since 2012. Partly due

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Making Money Traditional Publishing A Book: The Pros And Cons

37 Comments / Entrepreneurship / By

Before the internet, traditional publishing a book was the main way to get your book out into the world. Today, many aspiring authors have decided to bypass the gate keepers and go the self-publishing route. Traditional publishing means that your book is published by an established publishing house. The largest publishers are the “Big 4”

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