Russia has invaded Ukraine. Unfortunately, there’s nothing much you or I can do except give our moral and financial support to the Ukrainian people and organizations trying to help. If you’re looking for a donation idea, check out World Central Kitchen, which is providing warm meals to Ukrainian refugees. Let us hope there is a […]
Five Financial Observations Since The Start Of The Ukraine War Read More »
Like it or not, we are all bettors. To make things sound better, we like to call ourselves investors. But either way, we’re all constantly taking risks in everything we do. The other day a Financial Tips reader named Jim challenged me to a $5,000 bet. Surprising! I was going to go back to Jim
How To Hedge Your Bets Once You’ve Realized A Mistake Was Made Read More »
Are you aware of the risks you take online? Nearly half the U.S. population was impacted by identity fraud and financial fraud in 2020, responsible for $56B in losses. And the truth is, you’ve never been a bigger target. Technology is woven into our lives. From remote work to shopping to banking, we can send/receive
How To Avoid Financial Fraud And Protect Your Investments Read More »
Are you excited about a stock split? Don’t be. A stock split is simply financial engineering. Some retail investors get tricked into thinking they’re getting a better deal than they really are. I still remember one of my VPs at Goldman making fun of an Associate one morning. The Associate excitedly shouted out to the
A Stock Split Doesn’t Change Fundamentals But Could Boost Share Price Read More »
I’ve been an investor in private funds, mostly venture capital since 2006. I invest up to 20% of my investable capital in venture capital, venture debt, and angel investing. This article will explain why I invest in private funds even though they charge higher fees. Investing in private funds does not come cheap. The management
Why Invest In Private Funds Even Though They Charge Higher Fees Read More »
With stock market volatility back, interest rates elevated, and high valuations, lower expected returns are a good possibility. Since 2009, investors have been able to make lots of money relatively easily. However, to expect double or triple-digit annual returns going forward is not wise. In August 2020, when I came out with the Financial Tips
5 Things To Do With Lower Expected Returns Going Forward Read More »
If you invest in the stock market, you’ll eventually experience emotions of euphoria, greed, fear, uncertainty, and self-loathing. The more emotionally weak you are, the less likely you’ll enjoy investing in stocks and holding on for the long term. Losing money in the stock market stinks. Given I spent my career working in equities from
How To Feel Better About Losing Lots Of Money In The Stock Market Read More »
With so many tax-advantaged and taxable investment accounts, it may be hard to figure out the right contribution order between them for a healthier retirement. Between our family of four, we’ve somehow managed to open up 14 investment accounts over the years! Thankfully, technology has enabled us to keep track. If you’re on the path
The Right Contribution Order Between Your Investment Accounts Read More »
Looking ahead, the investing landscape seems more difficult, especially after three robust years of equity returns. More capital preservation strategies should be considered. At the same time, corporate earnings are still growing. Further, the long-term trend for stocks is up and to the right. What is a person who doesn’t want to actively manage their
Titan Review: A Modern Way To Invest Your Money Read More »
After a raging bull market, capital preservation is generally a good idea. After all, the last thing you want to do is give up all of your gains and then some. If you do, that would be like wasting a whole bunch of time and emotional capital. Since I started investing in 1995, I’ve round-tripped
Capital Preservation And The Desire To Protect Your Money Read More »
