How Climate Change May Affect Real Estate Values
How Climate Change Affects Real Estate Investing
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Why Are Rental Property Mortgages More Expensive Than Primary Home Mortgages?
Buying rental properties is a smart move. Interest rates are still relatively low, which means the value of rental income has gone way up. Therefore, there’s good value in owning rental property, especially with inflation so elevated. However, getting a rental property mortgage is more expensive than getting a primary residence mortgage. In this article,
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How Having Kids Can Make You A Richer And Better Person
Much has been written about the high cost of having kids. Spending $300,000 – $1,000,000 per kid through high school is a lot of money. However, less has been written about how having kids may make you richer and a better person. Let’s change the dialogue with this article now that I’ve been a stay-at-home-father
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Why Does It Take So Long To Refinance A Mortgage?
Are you wondering why does it take so long to refinance a mortgage? The simple answer is because lending standards have tightened tremendously since the 2008-2009 Global Financial Crisis. Underwriters are asking for more documentation to prove your income and net worth. The banking sector lent too loosely before the crisis. Then the banks lost
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The Average Hours Worked Per Week Explains Why It’s Easy To Get Ahead
One of my most reviled posts is called, Do People Really Only Work 40 Hours A Week Or Less And Complain Why They Can’t Get Ahead? The post paints me as an unsympathetic person full of tough love. “Thank you sir! May I have another!” I wrote the post back in 2011 when I was
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Why Real Estate Will Always Be More Desirable Than Stocks
For most people, real estate will always be more desirable than stocks. Real estate is a tangible asset that provides shelter, utility, and rental income. Everybody can easily understand the fundamentals of real estate, which is why many prefer real estate over stocks. Stocks, on the other hand, provide no utility. You can’t enjoy your
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Titan Review: A Modern Way To Invest Your Money
Looking ahead, the investing landscape seems more difficult, especially after three robust years of equity returns. More capital preservation strategies should be considered. At the same time, corporate earnings are still growing. Further, the long-term trend for stocks is up and to the right. What is a person who doesn’t want to actively manage their
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Capital Preservation And The Desire To Protect Your Money
After a raging bull market, capital preservation is generally a good idea. After all, the last thing you want to do is give up all of your gains and then some. If you do, that would be like wasting a whole bunch of time and emotional capital. Since I started investing in 1995, I’ve round-tripped
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The Average Net Worth For The Above Average Married Couple
One of the most popular posts on Financial Tips is The Average Net Worth For The Above Average Person. But what about the average net worth for the above average married couple? After all, you’re not really getting ahead financially if your finances are just like every other couple’s finances. Life is so much easier
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The Problem With Owning Beachfront Property: The Ocean
Are you interested in owning beachfront property? I was for many years, but no longer. Climate change is negatively affecting beachfront property. Water is also the most damaging element for homes. And as an investor, I don’t want to take that risk. Before you plunk a large chunk of change on a villa by the
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