In 2024 and 205, I caught up with Ben Miller, CEO of Fundrise in person, about their venture product’s latest investments in private AI (artificial intelligence) companies. Here is some feedback on what Ben and I were thinking back then. Note: The Innovation Fund ended up listing on the NYSE in March 2026 under the […]
Invest In Private AI Companies Without Connections Or Big Money Read More »
My life has been filled with rejections, and I’ve finally come to embrace rejection as a natural part of life. To me, being rejected is akin to the urgent need to visit the bathroom after indulging in too much Taco Bell. The discomfort is undeniable at first as your stomach sours from the inside out.
Embrace Rejection! How Getting Denied Saves Us Over $50,000 Read More »
Let’s look at the cheapest to most expensive car brands to maintain long term. A car is both a necessity and a luxury. With ongoing maintenance costs, ideally, we own the cheapest car brand to maintain that’s also a joy to drive. Amidst a recent whirlwind of car maintenance expenses with my trusty nine-year-old Range
Cheapest To Most Expensive Car Brands To Maintain Long Term Read More »
Since middle school, I’ve embraced frugality, largely influenced by my parents’ thrifty habits. They drove aging cars, donned the same clothes for decades, and preferred water at restaurants. Today, I drive a nine-year-old car, opt to repair rather than replace my belongings, and typically stick to water with a lemon slice when dining out. It’s
Giving A Gift Card Is The Best Way To Help Frugal People Spend Read More »
Contrary to popular belief, the Federal Reserve does not exert complete control over mortgage rates. Instead, it influences them, with the bond market determining the subsequent course of action. The Federal Reserve oversees the Fed Funds rate, which represents the overnight lending rate for banks and stands at the shortest end of the yield curve.
Components That Affect Mortgage Rates The Most Read More »
Recently, I received a capital distribution from a private real estate fund, and it couldn’t have come at a better time. The experience brought me both joy and relief from being house rich cash poor, prompting me to share it in the hope that it might inspire you to invest more for your future. After
Capital Distributions From Private Real Estate Investments Are Wonderful Read More »
Unlike buying a primary residence, where I believe you should buy one as soon as you can afford to, purchasing a vacation property is a different matter. Nobody needs to buy a vacation property; it’s a luxury expense that everyone can do without. Chances are, you won’t use your vacation property enough times a year
Don’t Buy A Vacation Property Until After You Have Children Read More »
After delving into the exorbitant prices of new luxury cars, I’ve come to the realization that a larger segment of the population is purchasing such vehicles than I initially thought. This trend poses a significant problem for those striving for financial freedom, which is why I’ve come up with the House-To-Car Ratio guide. I see
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In 2007, I had a dream of taking my future family on a ski vacation. I was an avid snowboarder and my wife enjoyed the tranquility of Lake Tahoe. After receiving a good bonus, I bought a two-bedroom, two-bathroom condo at Everline Resort in Palisades. Our son came ten years later, but we didn’t go
Family Ski Vacations: The Cost Could Break The Bank! Read More »
Tipping has become increasingly pervasive, leaving many wondering how much to tip without feeling like a miser. To alleviate this dilemma, I’ve crafted a tipping guide to help you navigate gratuities with confidence. This guide not only suggests appropriate tip amounts but also explains the rationale behind them. In the past, tipping was a discretionary
A Tipping Guide To Counteract Tipflation And Feel Great Again Read More »
