As a personal finance blogger, it frustrates me that some people consistently spend more than they earn and then complain why they can’t build wealth. Uncontrolled debt can quickly spiral you into bankruptcy. Control your spending! Yet, this doesn’t scare people enough to stop their overspending habits. And it’s not just hoodlums that spend more […]
Why Do Some People Consistently Spend More Than They Earn? Read More »
Are you wondering what do you have left to prove? I’ve been wondering this a lot lately after 12 years of writing on Financial Tips. I’m tired, and I don’t think I have anything left to prove. However, I also like to keep busy. I like conflict because it gives me motivation to try harder.
What Do You Have Left To Prove? Read More »
Every month I contribute $1,500 to my 401K so that by the end of the year, the 401K is maxed out at $18,000 (the max increases to $18,500 for 2018). Unfortunately, $18,000 a year is a ridiculously low amount of money to save for retirement if you really do the math. After 10 years, you
View Your 401K Like Social Security And Write It Off Read More »
Tenacity and faith are so important for getting ahead. With tenacity and faith, you will feel more emboldened to overcome any obstacle. The optimist will end up richer and happier than the pessimist. This I know for sure. I’m not sure if it’s by coincidence or because I’m spending more time listening, but I’ve noticed
Tenacity And Faith – Do You Have It To Get Ahead? Read More »
Welcome to my annual passive income update. I don’t do these updates more often because nothing changes too much on a month-to-month or quarter-to-quarter basis. Do you really want to see that I increased or decreased my passive income by $1,000 from the month before? I think not. Here are some immediate reasons I can
Financial Tips Passive Income Update 2014-2015 Read More »
The following post is from Holly of Club Thrifty on why women earn less than men. Experts use the term “gender wage gap” to describe the ongoing disparity between men and women’s average annual earnings. According to recent government data, women earned just 80.9 percent of what men brought home in 2012. That’s certainly disappointing,
Why Women Earn Less Than Men – A Woman’s Perspective Read More »
One of the most important things in maintaining good financial health is a strong credit score. One of the easiest ways to avoid a bad credit score is regularly checking for credit report errors. How often are there errors on a credit report? Surprisingly all the damn time! Check For Credit Report Errors Often It
How Often Are There Errors On A Credit Report? All The Damn Time! Read More »
If you want to make any money, you can’t produce nothing. You’ve got to produce a whole lot of something! Every time I walk into a coffee shop, I see guys fiendishly coding on their laptops. Although the chances are slim to ever make it big as an entrepreneur, thousands of predominantly 20-something year old
If You Produce Nothing How Can You Expect To Make Any Money? Read More »
The headlines about a massive generational wealth transfer are real. I’ve been witnessing it for years since starting work in NYC in 1999 and arriving in San Francisco in 2001. I’ll share just a few examples that I’ve observed in my own neighborhood. The Bank Of Mom & Dad is out in full force supporting
A Massive Generational Wealth Transfer Is Why Everything Will Be OK Read More »
The following is a guest post from long-time reader, Samurai Marco. It’s nice to grow up rich. But here are his confessions as a spoiled rich kid would had everything at his disposal. There are lots of rich kids nowadays since the stock market, real estate market, cyrptos and more have done so well. Further,
Confessions From A Spoiled Rich Kid Read More »
