A typical supercommuter spends 90 minutes or more one way commuting to work or school. As the cost of living continues to outpace wage growth, supercommuting is growing in popularity. According to a recent U.S. Census Bureau report, an estimated 5 million people are now supercommuters—up from roughly 3.42 million in 2012. I hate long commutes. Taking […]
The Cost of Supercommuting: Way More Than Just Gas Money Read More »
On July 3, the House narrowly passed the One Big Beautiful Bill Act (OBBBA) with a 218–214 vote. According to the nonpartisan Congressional Budget Office (CBO), the bill will add an estimated $3.3 trillion to the budget deficit over the next 10 years. Trump signed the bill the next day on July 4. To help pay for it, OBBBA
The One Big Beautiful Bill Act’s (OBBBA) Impact On FIRE Seekers Read More »
If you became a newly minted millionaire, where would you migrate to? Due to inertia, I bet most of you would stay right where you are. A lot of us are afraid of change, which is why we stay at jobs we hate and suffer through broken marriages for too long. But how about being
Millionaire Migrations: Where Millionaires Are Moving Globally Read More »
Ever since I left my day job in 2012, I’ve used a form of the dumbbell investing strategy to grow my wealth while protecting against large losses. It’s a framework that’s helped me stay invested during uncertain times – especially when I felt the urge to hoard cash or sit on the sidelines. If you’re in
The Dumbbell Investing Strategy: Balancing Risk and Safety Read More »
We’re staying with our parents for five weeks in Honolulu, and I wanted to share a little revelation I’ve learned about making a home guest-ready. If you dream of owning a home where friends and family regularly visit—because you genuinely enjoy their company, this post is for you. Not all of us can afford mega-mansions
En Suite Bathrooms: The Secret to The Perfect Guest-Ready Home Read More »
About a year ago, a relative asked me to help manage his money. He had been paying a ~1% asset management fee with Goldman Sachs Asset Management (GSAM), even though he wasn’t their typical high-net-worth client. The account had been set up through his ex, but since he wanted a clean break, he was ready
Why I’ll Never Manage Money for Anyone for Free Again Read More »
I’m convinced that if you wake up just one hour earlier every day for the next 10 years, you’ll not only accomplish far more, but also build significant wealth and unlock countless opportunities in life. Conquering the magic of the morning—while most are still asleep—will give you a massive edge. I’m reminded of this truth
Sleep In, Stay Broke: Wake Up Earlier for Financial Success Read More »
When the U.S. bombed three locations in Iran, my initial reaction was a mix of hope and sadness. Hope—because I wished it might lead to a reduction in weapons of mass destruction. Sadness—because of the likely loss of innocent civilian lives and the heightened danger now facing Americans abroad. I shared these thoughts and feelings
Your Perception of War and Death Depends on Your Experiences Read More »
If you want to grow your wealth faster than the average person, I suggest trying to think in two timelines that move together in unison. The first timeline is analyzing what’s going on right now. The second timeline is analyzing what could happen in the future, with a consistent spread. It’s like having a dual
Think In Two Timelines If You Want To Build Greater Wealth Read More »
When I first started Financial Tips back in 2009, I had idealistic dreams of helping as many people as possible achieve financial freedom. My finances were crumbling during the global financial crisis, and I wanted to break free from the corporate grind. So I wrote about how to do just that. But like anything, over
You Can’t Save The World, So Mind Your Own Finances Read More »
