Did you know that 41 states currently do not tax Social Security benefits? Both Missouri and Nebraska decided to stop taxing Social Security benefits in 2024. Now that you know, it behooves all of us to retire to states with fantastic weather, great food, and amazing scenery when it’s time to collect Social Security! Taxes and ever-rising […]
States That Don’t Tax Social Security Benefits Read More »
As I was reviewing the performance of my once healthy investment portfolio, I found a couple standouts: Omega Healthcare Investors (OHI) and Realty Income Corporation (O). Let’s take a look at how rising interest rates affect REIT price performance. It’s not as bad as you think. I knew my REITs were performing well. But I
How Rising Interest Rates Affect REIT Price Performance: Not As Bad As You Think Read More »
When I found out RealtyShares was closing its doors to new investors on Nov 7, 2018, I was shocked and saddened. Given they are based in San Francisco, I had met multiple people from RealtyShares since mid-2016 and developed some good relationships. I feel terrible for the people who will no longer have jobs as
The Sad Demise Of RealtyShares: What’s Next, Alternatives, And Lessons Read More »
As an MBA holder from UC Berkeley, I should be very pro-business school. But after seeing the latest tuition figures compiled by US News & World Report, I cannot in good conscience recommend getting an MBA full-time today if you are paying full price. Only if you are already rich, screwed up massively in college,
The Cost Of A Top MBA Program Is Now Absurdly High Read More »
The majority of us are middle class, defined as neither rich nor poor. Seriously, that’s the official definition of middle class, because depending on who you talk to and where they live, you’ll get different answers. A $50,000 household income for a family of four is absolutely middle class in Des Moines, Iowa. However, in
What’s A Middle-Class Income? Bet You Don’t Know! Read More »
Due to popular demand, I’ve launched the Financial Tips Forum where the community can come and share their thoughts in four main categories: Financial Independence Real Estate Investing General Investing Career Growth & Exit Strategies Financial Tips has been up since 2009 and I’m proud to say we’ve got some of the most interactive and
Welcome To The Financial Tips Forum (FSF)! Read More »
After 20 years of real estate investing experience, let me show you how to convince someone to buy your property when they really shouldn’t. When it comes to getting the most out of your real estate transaction, learning how to negotiate well is key. The housing market has been weak given higher mortgage rates and
How To Convince Someone To Buy Your Property When They Shouldn’t Read More »
Are you miserable at work? If so, you’re probably wondering when is the right time to quit your job and do something new. The pandemic has encourage more people to quit their jobs and do something they really want to do with their one and only lives. I always imagine a baby panda dies in
When Is The Right Time To Quit My Job And Do Something New? Read More »
This is my 3Q2018 review. Out of the 25+ financial accounts I track online, there are only two accounts that I really care about at the moment: 1) My after-tax investment account I created in 3Q2017 after I sold my SF rental house. 2) My real estate crowdfunding portfolio that has mostly investments outside of
Financial Tips 3Q2018 Investment Review And 4Q2018 Outlook Read More »
Over the years, many readers have asked, “What does it take to become a Financial Tips? Do you have a set of core principles to follow?” I resisted putting anything formal together because to do so felt a little bit arrogant and presumptuous. But after 15+ years of running Financial Tips and having over 1,000
Way Of The Financial Tips: Core Principles For Achieving Financial Independence Read More »
