There will undoubtedly be tremendous turbulence in our lives that will test our faith. But controlling what we can control is a vital part of growth and happiness. My favorite thing to control is work ethic. Because I realized early on I neither had the mental or physical talent to surpass my peers, the only […]
To Get Ahead, Choose Production Over Talent Every Single Time Read More »
With the racism and sexual assault allegations that have befallen the Governor of Virginia, the Attorney General of Virginia, and the Lt. Governor of Virginia, I was reminded of all the racist altercations I experienced growing up in Virginia for public high school and public university in the mid-to-late 90s. They were instrumental for personal
The Importance Of Feeling Consistently Uncomfortable For Personal Growth Read More »
A you considered average in the workplace? Well, there’s an upside of being average at work you may not have considered. Work reviews are a part of work life. Reviews are a great opportunity to highlight your wins and listen to constructive feedback so you can ultimately do better and earn more money. Unfortunately, we
The Upside Of Being Average In The Workplace Read More »
If you want to save money, the proper geoarbitrage strategy is not moving to a developing country to save money. That’s too disruptive for most people, especially households with kids. The proper geoarbitage strategy isn’t relocating to another state either. Instead, the the best geoarbitrage strategy is to first look within your own city. This
The Proper Geoarbitrage Strategy: First Your City, Then Your Country, Then The World Read More »
You know what’s better than successfully refinancing your mortgage at a lower rate? Getting a free mortgage loan modification at a lower rate without all the paperwork, hassle and fees. A mortgage loan modification is when the bank contacts you and basically says, “Hey good looking! Do you want some free money? If so, you’re
How To Get A Mortgage Loan Modification: In Search For Lower Rates Read More »
In theory, the maximum possible Social Security benefit in 2021 for someone who retires at full retirement age is $3,148, up 2.6% YoY. However, in order to collect the maximum benefit, you would need to earn the maximum taxable amount for 35 total years. Given the maximum taxable amount was $142,800 for 2021, this was no easy feat. According
The Average Social Security Benefit Is Not Enough For Retirement Read More »
Let me share you a story of about the importance of the home appraiser when it comes to refinancing your mortgage or qualifying for a new mortgage. My previous mortgage refinance took 65 days, and I wanted to share what I learned. Back before the financial crisis, a refinance would take at most 40 days
Sweet Talking Your Home Appraiser Pays Off Read More »
Making six figures a year is a lot of money. However, depending on where you live, making six figures may still not make you feel rich! Due to higher cost of living and inflation, making six figures is no longer a guarantee for high living. One of the great things about America is freedom. Tired
How To Make Six Figures A Year And Still Not Feel Rich – $200,000 Income Edition Read More »
Spending money on vacation is easy to do. It’s one of the weirdest money phenomenons I’ve noticed. People spend way outside their normal limits while on vacation. It’s as if we enter a casino where money has no value because everything is clay chips. Vacation money is crazy money. With millions of people itching to travel after
Spending Money On Vacation Is Easy: Vacation Money Is Crazy Money Read More »
Do “C” students deserve “A” lifestyles? I don’t think so. If you do think so, you may be suffering from entitlement mentality, which is a sneaky wealth destroyer. Having proper expectations is the key to happiness. Because “C” students think they deserve “A” lifestyles that there is so much tension, debate, and misery in the
Do “C” Students Deserve “A” Lifestyles? Read More »
