After some debate between paying by cash or by credit card, I decided to pay $750 in cash to fix my car fan instead of paying $1,004 with a credit card to get points and peace of mind. By paying $750 cash, I’d save $254 and still get a one-year warranty and receipt. By paying […]
If Given A Choice, Always Pay By Cash To Save Money Read More »
A well-written real estate love letter can reduce a buyer’s purchase price by 1% – 10%. If we’re talking about a $1 million property, that’s $10,000 – $100,000 in savings. Therefore, learning how to write a real estate love letter is essential if you want to save money on your next property purchase. At the
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Making a low-ball real estate offer is one strategy for getting the best deal possible. However, your low-ball offer may also offend the seller and shut you out completely. This article well teach you how to make a low-ball real estate offer and get it accepted. To make a successful low-ball offer, you need to
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When you’re young, you spend time accumulating wealth. When you’re old, you should spend time protecting wealth. Building a CD step stool to protect a portion of your wealth is a smart way to go. A CD step stool is when you buy CDs or Treasury bonds with only up to two-year durations. Multi-millionaires go
Build A CD Step Stool, Not A CD Ladder In A Flattening Yield Curve Environment Read More »
If you want to save money on car maintenance, never go to the car dealer for service. A car dealership is the most expensive way to service your car. Their hourly rates are much higher than an independent auto shop. The other day, Moose’s battery light went on. Unlike the three other yellow error lights
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Good news! It just got a little bit easier for everyone 40 and under to become 401(k) millionaires by the time you turn 60. The maximum 401(k) contribution limit for 2021 is $19,500, the same from 2020. Meanwhile, the combined employer and employee contribution limit rises by $1,000 to $58,000. In other words, your employer
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There are many benefits of being short I’d like to discuss in this post. I firmly believe being tall is overrated. Unless you are a basketball player, volleyball player, wide receiver, or tennis player, there’s not much benefit to being tall. I’m 5’10”, the average height in America. If I played in the NBA, I’d
Paying For Height Is A Waste Of Money: The Many Benefits Of Being Short Read More »
When I was in high school, I got in a lot of trouble with the law. I was also suspended once for fighting. As a result, I often wondered if anybody would ever give me a chance at life. Because I ended up receiving multiple chances despite my screw ups, I’ve learned to be more
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The first day of preschool was tough. Not so much for our boy, but for my wife and me. My immediate thought was, so this is where creativity comes to die. My wife and I spent three hours a day with him for the first week to help with the transitioning process. During this time,
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As a frugal person and a personal finance writer, I love saving money. But there are smart ways to save money and stupid ones. I’ve put together a collection of stupid things people do to save money in this post for your entertainment. In addition, I hope you can learn from these examples to better
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