Back in 2016, I wrote this post expecting I was going to have a daughter. Therefore, I started thinking about the various things I’d teach my daughter involving personal finance. I was nervous about how to be a first-time dad, especially to a daughter. I had one friend in her early-30s perpetually go in and […]
Things I’ll Teach My Daughter: Pay No Attention To A Guy’s Fancy Car And More Read More »
Want to have a wonderful life? There’s a simple personal finance mantra everybody should consider following: one spouse, one car, one house, one job. The idea is that if you stick with one of everything, you’ll maximize its usage, minimize extraneous expenditure, and live happily ever after. We get in trouble when we want too
A Wonderful Life: One Spouse, Two Cars, Three Houses, Four Jobs Read More »
As a landlord since 2005, I believe in developing a good relationship with my tenants. I treat my tenants as customers and want to provide the best living experience possible. This article provides tips for prospective tenants in a strong rental market. If you are a landlord looking to find great tenants, this article should
Tips For Prospective Tenants In A Strong Rental Market Read More »
One of the downsides about early retirement is the expensive cost of healthcare in America. Without an employer subsidy, the average cost for a family healthcare insurance plan is about $27,000 in 2026. This post is about how to compare health insurance plans and save money. The extreme cost of healthcare is one of the
How To Compare Health Insurance Plans And Save Money Read More »
Are you wondering whether private grade school K-12 is worth it? I am since I have two young children and both of them now go to a private Mandarin immersion grade school. I originally wrote this post in 2016, before my children were born. Now I have the experience of paying for four years of
Is Private Grade School K-12 Worth It? Read More »
Everybody should have a net worth target to shoot for by age, work experience, and income. Net worth targets will help you stick to your financial plan and motivate you to do more. With net worth targets, you will likely build way more wealth than if you had zero net worth targets. Too many people
Net Worth Targets By Age, Income, And Work Experience For Financial Freedom Seekers Read More »
An Income Sharing Agreement, or ISA, is an alternative way for students to pay for university. Traditionally, students take out loans and take all the risk. If a student graduates from college with no job or a low-paying job, a university isn’t going to make up the difference. This asymmetric risk profile is one of
Edly Review: A Way To Invest In Income Sharing Agreements (ISAs) Read More »
The best area to buy property in San Francisco is Golden Gate Heights followed by Forest Hill. For lifestyle and price appreciation potential, Golden Gate Heights is number one. Golden Gate Heights is a quiet neighborhood on the west side of San Francisco, which is a vibrant, safe, and growing area that is attracting families
The Best Area To Buy Property In San Francisco (Or Any Major City) Today Read More »
According to the U.S. Census Bureau’s Income and Poverty Report In The United States, real median household income data reached all-time highs in 2022 at $76,330. However, it declined by 2.3% to $74,580 in the latest report released in 2H 2023. For 2025, the real median household income is about $80,000. Wonderful! In the prior
Real Median Household Income By Race Reaches Record Highs For All! Read More »
The home remodeling industry is booming because everybody is spending more time at home. In addition, with all the chaos and uncertainty under the new administration, the desire to own real assets that generate income and provide utility has also gone up. The housing market will likely stay robust for years to come as a
Why Home Remodeling Always Takes Longer And Costs More Than Expected Read More »
